How To Get Benefit From Pradhan Mantri Awas Yojana

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The pmay benefits can be availed if one wishes to acquire a new house from the developer or the builder and even for buying a house from the secondary market through repurchase. We have already mentioned two important features of this housing scheme which are.

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Interestingly if someone already owning a home wants to avail pmay benefit there s still a possibility.

How to get benefit from pradhan mantri awas yojana. Your cost of house loan is reduced by rs 2 2 lac at least which is a lot considering the increasing cost of living in urban india. Documents required for pradhan mantri awas yojana documents necessary to apply for pmay differs based on whether the beneficiary is a salaried or a self employed individual. Clss is an interest subsidy scheme under pmay that is given to people for home construction purchase extension and improvement.

The subsidy amount is incurred on the principal home loan outstanding amount and will be directly credited in the loan account in the beginning. Almost all government and private banks including nbfcs offer home loans under pmay. Pradhan mantri awas yojana is a revolutionary social welfare scheme launched by the government of india in 2015 which aims at providing affordable housing loans to millions of people in india.

Benefits of pradhan mantri awas yojana. Visit the official pradhan mantri awas yojana website and log in under the tab citizen assessment choose benefit under the other 3 components then you need to enter your aadhaar number which. There are a lot of benefits for availing credit linked subsidy under the pradhan mantri awas yojana.

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Government loan of up to inr 600 000 for a period of 15 years or less. One of the major benefits of pmay is the subsidy offered on home loans. Credit linked subsidy scheme of pradhan mantri awas yojana.

One of the key features of pradhan mantri awas yojana is its credit linked subsidy scheme. A large number of families can avail of the opportunity to purchase the house at a lower cost. One may also take a loan for the construction of the house.

Subsidized interest rate of 6 5. In june 2015 under pradhan mantri awas yojana pmay ministry of housing and urban poverty alleviation mohupa introduced credit linked subsidy scheme clss for individuals to own their dream home. To tackle the issue of making housing more affordable for all sections of society the government started pradhan mantri awas yojana pmay a scheme that helps you become a homeowner on easy terms.

Pmay aims to provide 20 million individuals with housing by 2020.

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